Gen Z grew up during the 2008 financial crisis and the COVID recession. Now, they're living through record-high inflation. While some are poking fun at egg prices, many apparently don't want to talk about what's actually going on with their bank accounts. A new study from Intuit found that Gen Z would rather talk about sex or politics than salaries, savings, and credit card debt.
Surprise, those topics are more fun.
Sure. But nearly two-thirds of people born between 1997 and 2012 say they don't feel confident managing money. A majority aren't sure if they'll have enough money to retire or if it's even worth setting long-term financial goals. And 70% feel behind when they compare their lives (and salaries) to people on social media. More than half surveyed said they've lied about their finances to try to keep up.
What can they (and maybe me) do?
Two-thirds reportedly said they don't know how to invest. Many also have yet to try a budget. That might be a good place to start. For anyone who wants to start budgeting, there's a template for that. Cutting debt down is always a good idea. For the Gen Zers who want to invest but aren't sure where to start, there are answers for that, too.
theSkimm
Gen Z is often seen as the most open of generations, especially when it comes to breaking historical taboos around mental health. But many are struggling to speak up about things like debt and bad investments. And that fear could be holding an entire generation back from building solid financial practices.
Rep. George Santos (R-NY). Yesterday, the controversial first-term House rep announced he's temporarily stepping down from two congressional committee assignments. Santos has been in the spotlight since winning his seat in November. That is, after lying about things in his background ranging from education to past jobs. There are also allegations that he swindled a homeless vet whose dog was dying, lied about his grandparents being Holocaust survivors, did not have employees who died at the 2016 Pulse nightclub shooting, and *takes deep breath* lied about surviving an assassination attempt. The list goes on. He's also the subject of local, state, federal, and international investigations. Now, there are bipartisan calls for Santos to resign. Meanwhile, House Speaker Kevin McCarthy (R-CA) called it an "appropriate decision," saying Santos will "be able to get committees back" once he's cleared. But critics, like Rep. Ritchie Torres (D-NY), questioned the decision asking "why is he stopping there?"
…Oh and speaking of freshmen lawmakers, Rep. Cory Mills (R-FL) needs a debrief on what goes into a welcome basket. Not even Santos could make this up.
What's apparently not equitable…
The IRS. Yesterday, a new study found that the IRS is about three times more likely to audit Black taxpayers. Researchers from Stanford University and the Treasury Department said the racial disparity isn't because of racist IRS staff — especially since they don't know the race of each tax filer. Instead, they say the inequity is driven by an algorithm the agency uses. It flags potential errors in returns that claim certain tax credits, like the Earned Income Tax Credit (EITC) supplementing low-income workers' incomes. The researchers didn't make any formal recommendations for what the IRS or Congress can do — but hope they will "tweak" the algorithm.
Where there's still turmoil…
Iran. Yesterday, it was reported that an Iranian couple in their 20s were sentenced to at least 10 years in prison for dancing in the street. Astiyazh Haghighi and Amir Mohammad Ahmadi — with a large social media following — were reportedly arrested back in November after posting a video dancing in front of Tehran's Azadi Tower. Haghighi wasn't wearing the mandatory headscarf, a move some saw as solidarity with the Iranians who have taken to the streets calling for a change in leadership and laws. Now, the regime has convicted the pair of corruption, prostitution, and national security charges.
Quiet defiance: Following a deadly crackdown that led to thousands of arrests and at least four executions, large anti-regime protests have quieted. But some Iranians remain defiant. Thousands of women are reportedly going out in public without the mandated headscarf and smaller groups of demonstrators are still gathering.
What's looking up...
Mpox. Yesterday, the Biden admin ended the US public health emergency declaration for the virus. Over the summer, the virus spread across the world, killing at least 90 people and impacting thousands more — disproportionately affecting the LGBTQIA+ community. But after a weeks-long delay, vaccines came through — and daily reported cases have fallen to the single digits. The takeaway: vaccines and public messaging can work. But those takeaways may not help us for next time: the news comes as Congress has been deprioritizing money for vaccine development.
While the evidence against gas stoves appears to be heating up…
Like your fave winter outfits, your skin is all about layers. Quick reminder from high school bio: The epidermis is the outermost layer, the hypodermis is the deepest layer, and the dermis is in the middle. That middle layer is responsible for your skin's elasticity. As in, its ability to stretch and bounce back into place. The bad news? That elasticity gets lost over time, which can make skin look saggy.
The good news? Revela's brand new Fibroquin Essence exists. The nourishing formula supports your skin's collagen biopathway and restores its natural firmness. All you have to do is use it daily. Psst…snag 15% off with code SKIMMFEB15.
In Case You Missed It
If you've always got 10 tabs open, we get it. So much to browse, so little time. Which is why we've rounded up some of our fave recent product recs so you don't miss a thing. Check out…
2. Our review of a home hormone health test. Buy this kit and you can get reliable info about your health, including hormonal imbalances, thyroid function, menstrual cycles, and more.
3. A Lululemon cold-weather running vest that's on final sale. It's insulated and stretchy, and it has zippered pockets with a hidden phone sleeve. Can you say sold?
4. The best flowers to buy online for Valentine's Day. Roses are red, violets are blue…nothing like some classic gorgeous flowers to say 'ily.'
Psst...looking for more discounts on brands Skimm'rs love? Check out all of our exclusive promo codes here.
On Our Radar
30% off matching sets at Aerie. Think lounge outfits, workout attire, and even bathing suits. Run, don't walk.
Skimm'rs
We like to celebrate the wins, big and small. Let us know how your friends, neighbors, coworkers (and yes, even you) are making career moves, checking off goals, or making an impact in the community.
Some kind of run-derful…Jennifer M (MA). She's running in the 2023 Boston Marathon and is looking to raise money for the DreamBig! Charity. Run, don't walk to check it out.
See the post that he shared. Facebook 📄 Liaqat Ali Ali shared Waheed Zaman 's post. 26 April at 12:09 View This message was sent to ludomallam@idiot.cloudns.cc . If you don't want to receive these emails from Facebook in the future, please unsubscribe . Facebook, Inc., Attention: Community Support, 1 Facebook Way, Menlo Park, CA 94025 To help keep your account secure, please don't forward this email. Learn more
Ludo, see the post that he shared. Facebook 📄 Sazzad Khan shared Shakil Khan 's post. 27 April at 21:42 View This message was sent to ludomallam@idiot.cloudns.cc . If you don't want to receive these emails from Facebook in the future, please unsubscribe . Facebook, Inc., Attention: Community Support, 1 Facebook Way, Menlo Park, CA 94025 To help keep your account secure, please don't forward this email. Learn more
1 mutual friend - Works at won businass - Atrai, Rājshāhi, Bangladesh - 3,883 friends - 6 photos - 3 groups Facebook Afjal Hossain wants to be friends with you on Facebook. Afjal Hossain Works at won businass · Atrai, Rājshāhi, Bangladesh 1 mutual friend · 3,883 friends · 6 photos · 3 groups Confirm request See all requests This message was sent to ludomallam@idiot.cloudns.cc . If you don't want to receive these emails from Facebook in the future, please unsubscribe . Facebook, Inc., Attention: Community Support, 1 Facebook Way, Menlo Park, CA 94025 To help keep your account secure, please don't forward this email. Learn more.
Plus: C-suite leaders plan to hire due to generative AI Inside AI For June 27, 2023 Thank you to our sponsor Hey Insiders, Welcome to Inside AI! Here are today's top stories: Google DeepMind is developing a Gemini chatbot to rival ChatGPT. 64% of C-suite leaders say they plan to increase hiring due to generative AI. U.S. House members were instructed to limit ChatGPT usage to the paid version. Scroll down for some quick hits, and then let us know what other content you'd like to see in future issues! Beth p/beth-duckett 1 Google DeepMind, its AI research lab, is developing a new chatbot called Gemini that could rival or surpass OpenAI's ChatGPT, according to CEO Demis Hassabis. Gemini, built on the capabilities of DeepMind's AlphaGo AI system, could analyze text, plan, and solve problems, Hassabis told Wired. More: AlphaGo is DeepMind's AI system that defeated a professional human player i...
Presented by Uber: POLITICO's must-read briefing informing the daily conversation among knowledgeable New Yorkers May 31, 2023 View in browser By Danielle Muoio Dunn and Zachary Schermele Presented by ...
Plus: OnePlus's upcoming phone can fully charge in 15 minutes. Inside.com Part of Network February 28, 2022 Presented by Facebook parent company Meta said it took down two disinformation campaigns that targeted Ukraine and were spreading anti-Ukrainian propaganda. Russia-linked hacking group Ghostwriter, which perpetrated one of the campaigns, gained access to real Facebook accounts and posted YouTube videos "portraying Ukrainian troops as weak and surrendering to Russia," according to Meta. The company said it blocked phishing domains that Ghostwriter used to gain access to the accounts and beefed up security. More: Meta described the second disinformation campaign as "coordinated inauthentic behavior" made up of about 40 accounts, pages, and groups on Facebook and Instagram. The campaign ran several websites disguised as independent...
The response to our Black Friday Sale has already been overwhelming (over $600 in free magic), but I've gotten a ton of emails asking my advice on what to buy. So here's a list of my personal hand-picked recommendations . Whether you're buying these for yourself or someone else, they're all excellent, and get my highest recommendations. The 2021 Penguin Magic Holiday Gift Guide (organized by category) Gingerbread Playing Cards: A very limited 2021 edition holiday deck of playing cards. Free with every order o...
At midnight tonight, our Black Friday sale disappears! For the next 12 hours, every order gets a free trick , STAB by Luke Jermay , an incredible display of skill you need to know....
See the post that he shared. Facebook 📄 Liaqat Ali Ali shared Waheed Zaman 's post. 26 April at 12:09 View This message was sent to ludomallam@idiot.cloudns.cc . If you don't want to receive these emails from Facebook in the future, please unsubscribe . Facebook, Inc., Attention: Community Support, 1 Facebook Way, Menlo Park, CA 94025 To help keep your account secure, please don't forward this email. Learn more
Ludo, see the post that he shared. Facebook 📄 Sazzad Khan shared Shakil Khan 's post. 27 April at 21:42 View This message was sent to ludomallam@idiot.cloudns.cc . If you don't want to receive these emails from Facebook in the future, please unsubscribe . Facebook, Inc., Attention: Community Support, 1 Facebook Way, Menlo Park, CA 94025 To help keep your account secure, please don't forward this email. Learn more
1 mutual friend - Works at won businass - Atrai, Rājshāhi, Bangladesh - 3,883 friends - 6 photos - 3 groups Facebook Afjal Hossain wants to be friends with you on Facebook. Afjal Hossain Works at won businass · Atrai, Rājshāhi, Bangladesh 1 mutual friend · 3,883 friends · 6 photos · 3 groups Confirm request See all requests This message was sent to ludomallam@idiot.cloudns.cc . If you don't want to receive these emails from Facebook in the future, please unsubscribe . Facebook, Inc., Attention: Community Support, 1 Facebook Way, Menlo Park, CA 94025 To help keep your account secure, please don't forward this email. Learn more.
Plus: C-suite leaders plan to hire due to generative AI Inside AI For June 27, 2023 Thank you to our sponsor Hey Insiders, Welcome to Inside AI! Here are today's top stories: Google DeepMind is developing a Gemini chatbot to rival ChatGPT. 64% of C-suite leaders say they plan to increase hiring due to generative AI. U.S. House members were instructed to limit ChatGPT usage to the paid version. Scroll down for some quick hits, and then let us know what other content you'd like to see in future issues! Beth p/beth-duckett 1 Google DeepMind, its AI research lab, is developing a new chatbot called Gemini that could rival or surpass OpenAI's ChatGPT, according to CEO Demis Hassabis. Gemini, built on the capabilities of DeepMind's AlphaGo AI system, could analyze text, plan, and solve problems, Hassabis told Wired. More: AlphaGo is DeepMind's AI system that defeated a professional human player i...
Presented by Uber: POLITICO's must-read briefing informing the daily conversation among knowledgeable New Yorkers May 31, 2023 View in browser By Danielle Muoio Dunn and Zachary Schermele Presented by ...
Plus: OnePlus's upcoming phone can fully charge in 15 minutes. Inside.com Part of Network February 28, 2022 Presented by Facebook parent company Meta said it took down two disinformation campaigns that targeted Ukraine and were spreading anti-Ukrainian propaganda. Russia-linked hacking group Ghostwriter, which perpetrated one of the campaigns, gained access to real Facebook accounts and posted YouTube videos "portraying Ukrainian troops as weak and surrendering to Russia," according to Meta. The company said it blocked phishing domains that Ghostwriter used to gain access to the accounts and beefed up security. More: Meta described the second disinformation campaign as "coordinated inauthentic behavior" made up of about 40 accounts, pages, and groups on Facebook and Instagram. The campaign ran several websites disguised as independent...
The response to our Black Friday Sale has already been overwhelming (over $600 in free magic), but I've gotten a ton of emails asking my advice on what to buy. So here's a list of my personal hand-picked recommendations . Whether you're buying these for yourself or someone else, they're all excellent, and get my highest recommendations. The 2021 Penguin Magic Holiday Gift Guide (organized by category) Gingerbread Playing Cards: A very limited 2021 edition holiday deck of playing cards. Free with every order o...
At midnight tonight, our Black Friday sale disappears! For the next 12 hours, every order gets a free trick , STAB by Luke Jermay , an incredible display of skill you need to know....
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